MEMBER CIGAR REVIEWS | STAFF CIGAR REVIEWS | CIGAR VIDEOS | ONE ON ONE INTERVIEWS | CIGAR NEWS | CIGAR FORUMS | PIPES | LIFESTYLE | CONTACT
 
Written by Puff Staff

Friday, 03 December 2010

User Rating: / 2
PoorBest

 
Tags:
leisure and relaxationtips and tricks


money1 Does the bad economy have you down, especially with the holidays upon us? We have some quick lifestyle tweaks to help you cut costs all year long and during the holidays as well.

Quick and easy methods to cut your costs

Is your wallet feeling the squeeze that comes with having too many expenses? Try these quick tips to improve your bottom line.

Change the way you pay your credit card bills

Credit card bills are a dreadful monthly reminder of how undisciplined you may be when it comes to spending. Nobody loves receiving them in the mail, and paying them is even worse. Still, they won't go away on their own, so you might as well learn how to manage them to avoid paying more than you should in finance charges.

Your monthly finance charges are based on the average daily balance on the card. One way to reduce your monthly finance charges is to split your credit card payments. Let's say you pay $100 each month towards your credit card bill. If $100 is the amount you have decided to dedicate to a certain credit card, pay it in two separate payments of $50. By putting something ($50) towards lowering balance earlier in the month instead of at the end, your average daily balance will be lower. This results in lower overall finance charges and makes the task of paying down your credit card a bit less daunting.

Go generic

Depending on your personal taste, purchasing a brand name item could be important, especially when it comes to clothing. While brand name clothing may feel better than off-brand clothing, there are some items where the generic alternative is just as good as the brand name one.

One such example where this holds true is with prescription drugs. In 2006, the National Association of Chain Drug Stores found that the average cost of a brand name prescription drug was $111.02. To compare, the cost of a generic prescription drug was just $32.23. When you consider the fact that you can basically get the same drug for a huge discount, it makes sense to go the generic route.

money3






Add comment

Security code
Refresh



   


Sign Up to our
GET IT NOW!






 

Member Cigar Reviews | Staff Cigar Reviews | Cigar Videos | One on One Interviews | Cigar News | Puffcast | Cigar Forums | Lifestyle | Partners | Contact
© 2015 by Caputo Media, LLC. All rights reserved.
Terms of Service - Privacy Policy - Ad Blockers Suck! Why?


Puff.com Daily Digest

Thank you for your interest in the Puff.com Daily Digest. Get notified of all new content on Puff.com in our free Daily Digest. To subscribe, enter your email address below and click the subscribe button.


Email Address:


Email will come from "donotreply@caputomedia.com". Please whitelist this email address.

Cancel and Return to page