Alert Pay... Hey Gal Alternative

[jovenhut]

https://www.alertpay.com/

I could not find anything about tobacco products.
Has anyone used this before?
Might be our answer to online payments


Here's from the TOS
ACTIVITIES NOT ALLOWED
Your information and your activities, including payments and receipts of payments, through AlertPay shall not, without limitation to other prohibitions set out herein:

Involve the sale of:
illegal, counterfeit or stolen items.
*****graphy.
controlled substances or illegal drugs, substances and items used to manufacture controlled substances and drug paraphernalia.
stolen property
any products or services deemed illegal by international law
money laundering.
any sale, solicitation, offering or exchange of *****graphy
Infringe on any third party's copyright, patent, trademark, trade secret or other property rights or rights of publicity or privacy.
Violation of any law, statute, ordinance, contract or regulation, including, but not limited to, those governing financial services, consumer protection, unfair competition, anti-discrimination, or false advertising.
Be misleading, false, or inaccurate in respect of AlertPay or any other User.
any activity similar to or consisting of providing yourself a cash advance from your credit card or bank account, or helping others to do so, or factoring.
any defamatory, trade libelous, unlawfully threatening or unlawfully harassing statements are information.
The creation of any liability for us or causing us to lose (in whole or in part) the services of our sponsoring banks, ISP's or other suppliers. If you use, or attempt to use the Service for purposes other than sending and receiving payments and managing your account, including but not limited to tampering, hacking, modifying or otherwise corrupting the security or functionality of Service, your account will be terminated and you will be subject to damages and other penalties, including criminal prosecution where available.
any spamming.

[mikeyj23]

It would appear that member to member payments incur no fee (for the personal starter account, which limits received funds to $400/m and $2000/yr), and if using bank transfer the only fee is $.50 per withdrawal.

The other pay site doesn't charge anything for bank transfers, which is a perk, but charges $.30+2.9% for all transactions.

FWIW, the company is run out of Quebec.

[Padron42]

Originally Posted by jovenhut

controlled substances or illegal drugs, substances and items used to manufacture controlled substances and drug paraphernalia.

This may be a better site overall but wouldn't controlled substances include alcohol and tobacco?

[Poriggity]

interesting.. if we can get a definitive answer on tobacco products being ok, I'd sign up.

[Cozy]

From what I could find it doesn't look as it is controlled.

http://www.answers.com/topic/controlled-substances-act

Go down to drug schedules

http://en.wikipedia.org/wiki/Controlled_Substances_Act

I will check this more later

[brigey]

Originally Posted by jovenhut

controlled substances or illegal drugs, substances and items used to manufacture controlled substances and drug paraphernalia.

Yeah. I noticed that as well and wondered about the same thing.

[LkyLindy]

May mean prescription type narcotics etc

[Padron42]

Originally Posted by LkyLindy

May mean prescription type narcotics etc

That could be too...I didn't think about that type of thing...controlled substances is pretty vague.

[bobarian]

I have never had a problem using Pei Pal. Just dont mention tobacco and dont tie it to your bank account and you should be ok.

[Darrell]

I'm not trusting a company which I rely on to transfer/receive money if they're not in the U.S.

I have nothing against Canada, hell my parents are Canadians -- but stuff can get harry where legal issues are concerned when dealing with other countries.

[rrplasencia]

Originally Posted by bobarian

I have never had a problem using Pei Pal. Just dont mention tobacco and dont tie it to your bank account and you should be ok.

have there been problems with linking it to your bank account?

[kzm007]

Originally Posted by rrplasencia

have there been problems with linking it to your bank account?

I'd prefer Pei Pal myself over an out of country alternative...but yeah, why is account linkage so bad?

Kegan

[Cozy]

Originally Posted by rrplasencia

have there been problems with linking it to your bank account?

same question

[bobarian]

Originally Posted by rrplasencia

have there been problems with linking it to your bank account?

Using a credit card you have the protection of the service not to be named, as well as the security of your CC.