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This is a discussion on Insurance Open Enrollment :( within the General Discussion forums, part of the Everything But Cigars category; Just found out yesterday that my company has changed our health insurance for 2009 We now have 3 rates under ...
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10-21-2008, 09:38 PM
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#1 |
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Newbie in the ocean
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Insurance Open Enrollment :(
Just found out yesterday that my company has changed our health insurance for 2009
We now have 3 rates under $50k $119/month over $50k $139/month over $100k $159/month (all rates are for employee only) Now here comes the kicker, anyone who is a smoker, now defined as, anyone having 2 cigarettes/snuff/cigar in any month is now a smoker and will pay an automatic $30 month fee in addittion to the monthly premiums. Yep thats right $360 a year if you smoke more than 2 cigars a month anyone else going through this? Steve PS I'm afraid they'll be going after alcohol for 2010 and them are fightin' words!  |
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10-21-2008, 09:49 PM
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#2 |
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Moto-Rator
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Only smoke no more than two of these per month and you will be set.
 
__________________
Life begins after 100......... MPH that is. |
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10-21-2008, 10:06 PM
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#3 |
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Newbie in the ocean
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you'd read my mind
i forgot to mention that this is a company enforced option and not from the insurance carrier. Steve |
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10-21-2008, 10:18 PM
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#4 |
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Genie of the White Gin
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Not so bad, I just did mine and my monthly contrib is $594 for a family of three.
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“Beware the dangerous cigar,which brings with it the glass and the scarlet woman!" |
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10-21-2008, 10:25 PM
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#5 |
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Newbie in the ocean
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yeah well they raised our co pay from $15/visit to $20 ($30 for a specialist) raised our deductible from $700/year to $1600 and decreased the company contribution from 90% to 85% (with it going to 65% by the next 3 years)
the only added benefit was a yearly checkup that is covered Steve |
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10-21-2008, 10:30 PM
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#6 |
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Genie of the White Gin
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My copays are $20 for primary care, $45 specialist $75 Non conforming specialist (one that doesn't play ball with the Ins co.) No deductible but $1500/$3000 Out of pocket on the 10% we pay. My Prescriptions go from $5 to $165 per script based on some quantum filament formula I guess...
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“Beware the dangerous cigar,which brings with it the glass and the scarlet woman!" |
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10-22-2008, 08:36 AM
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#7 |
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Elder Puffer Fish Leader
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All I can say is proove i. Our company did the same thing. Our coverage is significantly lower and the cost is higher. I dont blame my company, but the health insurance is lame at best.
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10-22-2008, 12:47 PM
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#8 |
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Evolving Lead Puffer Fish
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It's at times like this I'm thankful my wife is a teacher...
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10-22-2008, 12:50 PM
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#9 |
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Monster of the Deep
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Luckily, for me, my company pays for 100% of my health insurance. Dental is $19.00 a month and vision is $6.00 per month.
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"One can never have too many cigars." - DBCcigar HOLLAR if you smell my smoke! 
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10-22-2008, 03:39 PM
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#10 |
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Leading Puffer Fish
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why would anyone pay for health insurance?
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http://goldenglass.wordpress.com/ |
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10-22-2008, 03:54 PM
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#11 | |
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Genie of the White Gin
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Quote:
__________________
“Beware the dangerous cigar,which brings with it the glass and the scarlet woman!" |
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10-22-2008, 04:06 PM
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#12 |
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Leading Puffer Fish
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Ours just keeps covering fewer and fewer things, while the rates and co-pays continue to rise!
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"Pool playing and stogie smokin' go together like O.J. Simpson and sharp cutlery," - Mr. Cigar |
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10-22-2008, 04:13 PM
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#13 | |
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Monster of the Deep
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Quote:
__________________
"One can never have too many cigars." - DBCcigar HOLLAR if you smell my smoke!
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10-22-2008, 04:37 PM
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#14 |
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Military
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They are crooks...plain and simple....the companies do not want to pay for it so they say we need to do a price/rate configuration to find a way to screw the worker so that their bottom line looks better........FCies
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10-22-2008, 10:56 PM
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#15 |
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Leading Puffer Fish
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No one has to know you smoke cigars. I don't...as far as you know.
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"Zen philosopher Basho once wrote a flute with no holes is not a flute, a donut with no hole is a danish." |
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Insurance Open Enrollment :(
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