Ok gents, just need a moment to rant about something... feel free to nod off at any time.
So around December I sold my Harley to one of the guys I work with at the Dept. He was a good friend of mine (notice I said was) and we used to ride together a lot. I was coming up on some big payments in my life and figured at that point in my life the bike was not a necessity so I'd be Motorcycle-less for a year or so and then pick up another one.
I put the bike up for sale in the local paper with all the pertinent info and price. My buddy sees the ad and gives me a call and goes "Hey bro, saw your bike for sale and wondered if you'd consider accepting monthly payments?". Now before I go any further... I know, you're never supposed to sell anything to friends or fam and if you do, you're never supposed to accept payments. He was a good friend and plus he has a good secure job so I figured I'd cut him some slack and take payments.
We worked out the deal in advance, $1000 a month till it was paid off and I sign over the title once we were finished. I asked him a few times before the deal went down if he was sure he could do this as $1,000 was a big chunk of change to come up with in a month. He said sure no problem, between his paycheck, his side-work and all the OT he was racking up he said he had that easy. I said ok then, if you're sure... let's do it.
I should have known from the beginning when he didn't come up with the whole $1,000. He was only a couple hundred short so I said no big deal hit me with the difference the next month. You've got to understand we were pretty good friends who would go ride together, grab a beer and just have a good time. Well the next month comes around and the first of the month passes with no call from my buddy. I figure, hell we're on different schedules at the moment so no big deal... I'll give him a few days. Well after the first week of the month came and went I finally decided to give him a call. So I call him up and say "hey buddy, is everything ok?". He tells me that a few days ago he was in a car accident and got side-swiped by a drunk driver and she totaled his truck. Now I had heard about one of our officers getting t-boned but didn't know it was him. So I ask him if he's ok and if he needs anything. I even offer to drive an extra 35 min in the mornings to pick him up and take him to work. He says he's cool but because the chick didn't have insurance and his truck is totaled he doesn't have this month's payment. I say no problem whatsoever and told him that we should just call this month a wash, give him a few weeks to get his insurance straight and we'll pick up the next month. Told him I understand things like this happening but just call me up and let me know what's up in case he can't make a payment.
So another month goes by. We're in the second week of Feb by this point and I haven't heard a thing from him. So I call him and say "Hey buddy, just calling to make sure you're ok and see if you'll be able to make a payment this month". I don't hear anything back from him. Finally at the end of Feb he works an OT shift on the same schedule as me. I ask him if everything's cool and he says that he can't pay the original amount intended and can only pay $500 a month. I'm pretty exasperated at this point but like I said, he's a friend so I say cool whatever but just let me know what's up man and give me a call when something comes up. He's says no problem and that he will pay on the first of March.
First of March comes and goes and I give him a call the next day and I'm like "seriously bro, what's up man?". He says something else came up and he can't make the payment. At this point I'm kind of peeved as I haven't seen any $$$ since December and I've been willing to work with him even though we changed the deal mid-way through. At this point he says he's just going to go down to the bank to see if he can get a loan to just buy the bike outright. I say ok and give him a week or so to obtain the loan. Finally after another two weeks of trying to track him down and see what's up I finally just call him and say that this really puts me in a bad position because I'm always one to try and help out a friend but I feel like a damn loan shark because I'm always the one having to track him down and see what's going on. I tell him that friends don't put friends in that position and that this whole situation is really starting to suck. He tells me he didn't get the loan but can work out something for $250 a month.
At this point I tell him no. I say we had an agreement and you couldn't even satisfy the terms of the agreement during the first month. Then we tried to change the deal 3 times because I wanted to work with him and help him out but that none of those things worked out. I tell him that at this point I'm done trying to work things out and I'm coming over to pick up the bike. He says he understands and then aplogizes for all the unpleasantries. So I go over to his place to pick up my bike and lo and behold... the ignition is broken. At this point I'm thoroughly pissed! I get another buddy with bike trailer to help me pick up the bike and take it to my house. I get it home and the ignition system is totally F***ed.
I call up my buddy and say hey man what happened to the bike. He says nothing happened, he had ridden it the weekend before and everything was fine. I tell him well the key just spins 360* in the ignition so I'm pretty sure everything isn't fine. He then accusses me of saying that he intentionally broke my back before I came to pick it up. At this point I'm shocked... literally I'm speechless for a few seconds. We go round and round and at the end of it he refuses to help fix the bike. We get in a nice yelling match and at the end of it .... surprisingly, I don't feel much like being his friend.
So in summation I hooked my buddy up with a running bike and got back a broken bike. Got 4 months of total aggravation, tried to help a buddy out and ended up feeling like a complete asshole for having to reposses a bike from him. I feel like shit and wish I would have just sold it to a stranger and gotten all the money up front and still had a good friend.