It would seem that my second option above is the best right now considering my usage and budget.
I'll spending a lot more for the performance of the the SSD as my primary disk. Then a 7200RPM 64mb cache 1TB HDD (probably WD Caviar Black) as storage for my RAW files, music, videos, large games, etc. That will leave me the 1.5TB WD Caviar Green drive to use to back it all up. I think the Green is better suited as a backup anyways with the slower RPM.